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Cahyanto, Muhammad Indra Angga (2022) Pengaruh Capital Adequacy Ratio, Financing to Deposit Ratio, Non Performing Financing, Dan Biaya Operasional Pendapatan Operasional Terhadap Return On Asset Pada Bank Pembiayaan Rakyat Syariah di Indonesia Periode 2017 – 2021. Undergraduate thesis, IAIN KUDUS.